Best wishes for the Festive Season and a Happy New Year Miyeu souhaits pouor la Saîson d'Fêtes et eune Bouanne Année.
Muitas felicidades para a época festiva e um feliz ano novo.
Najlepsze życzenia na świąteczny sezon i szczęśliwego nowego roku.
Vislabākie novēlējumi svētku sezonai un laimīgu Jauno gadu.
We wish you a healthy, safe and harmonious 2023 Please note the CIFO office will be closed from midday 23 December 2022 - 9am 3 January 2023 inclusive.
CIFO's Upcoming 'Future Focus' Meetings CIFO will be holding 'Future Focus' meetings in Guernsey and Jersey for all stakeholders Click here for more information Fairness of outcome and fairness of process... The Channel Islands Financial Ombudsman (CIFO) is the trusted independent dispute-resolution service for unresolved complaints involving financial services provided in or from the Channel Islands of Jersey, Guernsey, Alderney and Sark. Fairness of outcome and fairness of process... The Channel Islands Financial Ombudsman (CIFO) is the trusted independent dispute-resolution service for unresolved complaints involving financial services provided in or from the Channel Islands of Jersey, Guernsey, Alderney and Sark. Fairness of outcome and fairness of process... The Channel Islands Financial Ombudsman (CIFO) is the trusted independent dispute-resolution service for unresolved complaints involving financial services provided in or from the Channel Islands of Jersey, Guernsey, Alderney and Sark.

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Welcome to the website of the Channel Islands Financial Ombudsman (CIFO).

CIFO is a free service that resolves complaints about financial services provided in or from the Channel Islands of Jersey, Guernsey, Alderney and Sark.

CIFO is the joint operation of two statutory ombudsman roles, established in law by the Financial Services Ombudsman (Jersey) Law 2014 and the Financial Services Ombudsman (Bailiwick of Guernsey) Law 2014.

You can find information on the role, powers and history of CIFO in the About Us section of the website.