Fairness of outcome and fairness of process... The Channel Islands Financial Ombudsman (CIFO) is the trusted independent dispute-resolution service for unresolved complaints involving financial services provided in or from the Channel Islands of Jersey, Guernsey, Alderney and Sark.


In this section you can find the published information from the Channel Islands Financial Ombudsman (CIFO), such as annual reports and quarterly statistical information on CIFO’s work resolving complaints.